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Loan Products

Estacado offers a variety of loans to meet your needs!  We offer rates and terms that will get you what you want. We have online applications and Electronic Signatures to get your money fast!

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Purchase Vehicle (Car and Truck)
We can assist you with purchasing your new vehicle!
Refinance Vehicle (Car and Truck )
We can refinance your vehicle from another financial institution at our low rates. We offer free NADA valuation and CARFAX on all vehicles.
Title Vehicle (Car and Truck)
Use a title of a vehicle you already own for some extra cash!

Recreational Vehicles and Travel Trailers

Travel in style with your new RV!

Motorcycle, Boats and ATV

Need the wind in your hair or the water beneath you, this loan is for you!
Other Title Loans
We can do loans for other titled collateral. See a loan officer for more details.
Unsecured Personal Loans
Need some cash to pay an unexpected bill!
Savings OR Certificate Secured
Use your own money to get a lower rate! Borrow up to 100% of money secured in your EFCU account.
Estacado CU is an Equal Housing Lender
Home Equity Loans
Take advantage of our closed end home equity loans to make home improvements or get that major purchase you always wanted. We can loan up to $100,000 if you have equity in your home!  Home must be owner-occupied and located in Lea County.   

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Loan Department Email:

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*A.P.R. = Annual Percentage Rate
Phone: (575) 393-1596 | Fax: (575) 393-1598 | Location: 2220 N. Dal Paso, Hobbs, NM 88240 | Hours: Monday - Friday 9:00 to 5:00pm
This credit union is federally insured by the National Credit Union Administration.
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