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RDC Deposit Guidelines

EFCU Remote Deposit Capture is a secure and easy way to deposit a check from virtually anywhere, anytime. You can make deposits in a snap with your iPhone® or Android™ device. Deposit cutoff time is 4pm MT (M-F) for deposits to be posted by 6pm MT. Deposits after 4pm MT will post the next business day.

Due to a new banking regulation, all checks deposited via a mobile service must include:

“For Mobile Deposit Only” handwritten below your signature in the endorsement area on the back of the check or the deposit may be rejected.

Although some checks have a preprinted box to indicate mobile deposit, checking this box does not complete the endorsement requirement. “For Mobile Deposit Only” must be written legibly below your signature.

Unfortunately, if you deposit a check through our mobile app without a signature or this endorsement, the check may be rejected, and the deposit will be removed from your account. To help you avoid this situation, our mobile app will display a reminder message “You agree to restrictively endorse any item transmitted through the Services as “For mobile deposit only Account #_____”

Questions? Please call (575) 393-1596.

Phone:Fax:Location:Hours:

Multiple branches proudly serving members in
Hobbs, Lovington, Eunice, Jal, Tatum, Seminole, Seagraves, Denver City, Plains, Morton, and Whiteface

Estacado Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (575)393-1596 or contactus@estacadofcu.com for assistance. Products and services available on this website are available at our office located at 2220 North Dal Paso, Hobbs NM 88240.